
The UK's first structured revenue-share marketplace — where everyday people back real businesses and real businesses access the growth capital they deserve.
Join 847 members and 23 businesses already on the waitlist
Launching 2026 · FCA authorisation in progress
£22bn in SME funding goes unmet every year
Capable operators trapped between expensive debt and slow venture capital
Everyday people locked out of private growth opportunities
We connect businesses that deserve capital with people who want to back real growth — with stronger protection than any other alternative finance platform in the UK.
Cafés, gyms, trades, retail, franchises — vetted UK operators.
Returns capped. Once you reach the cap, repayments stop.
Only 10% deployed at Stage 1. Tranches unlock as milestones are hit.
£15k–£75k raises
1.2x–1.4x returns
Lower risk. Proven businesses. Straightforward returns.
£50k–£250k raises
1.5x–1.7x returns
Expanding businesses. Larger opportunities. Stronger returns.
£250k–£1m raises
1.8x–2.5x returns
Serious capital. Established operators. Phase 2 — coming soon.
Capital releases in 6 stages. Only 10% deployed at Stage 1. Members protected at every milestone.
66% of all platform fees compound into a dedicated Reserve Pool — an additional layer of member protection that grows with the platform.
Sell your repayment rights to other members before the raise completes. Liquidity in a normally illiquid asset class.
WhatsApp groups, live events, a founder podcast and a genuine community of people backing real UK businesses.
Backing a business will always carry risk. The Reserve is the layer that sits between a member's stake and the raw outcome — designed to absorb losses, share success, and keep the platform's incentives aligned with yours.
The Ventra Reserve is a dedicated, ring-fenced pool of capital held with an independent custodian — separate from Ventra's operating money and separate from any individual raise. Its single job is to cover eligible member shortfalls when a backed business fails to repay in full.
It is not insurance, and it does not promise to make every member whole — it is a contractual safety net that scales with the platform and is published transparently every month.
66% of every platform fee
The majority of what Ventra earns flows straight into the Reserve — not into our P&L.
A share of business success payments
When backed businesses outperform, a slice of the upside compounds the Reserve for everyone.
Founding seed contribution
Ventra capitalises the Reserve at launch so the protection layer is live from day one.
Only 10% deployed at Stage 1. The remaining tranches unlock as the business hits agreed milestones — capping how much member money is ever exposed at once.
Every business is credit-checked, financially screened and assessed for repayment realism before listing. Marginal raises don't reach the platform.
Member funds are held by an independent FCA-regulated custodian, ring-fenced from Ventra's operating accounts. Our balance sheet can never touch your capital.
A dedicated, ring-fenced pool funded by 66% of all platform fees plus business success shares. When a backed business underperforms, the Reserve covers eligible member shortfalls up to the published coverage ratio.
Straight talk
Backing businesses involves risk and your capital can be lost. The Reserve materially reduces expected loss — it doesn't eliminate it. We publish a monthly Reserve Report showing the pool balance, coverage ratio, claims paid and recoveries, and the Reserve is independently audited every quarter.
We back what we believe in.
Ventra Capital is our own co-investment arm. On our highest-rated raises, Ventra deploys platform capital alongside members. Same return cap. Same risk. Our money in it too.
When Ventra Capital backs a raise — it means we passed it through our most rigorous internal review.
Early members get priority access to launch raises. Early businesses get reduced raise fees.
Join the member waitlist and get early access when we launch.
Register your interest and we'll be in touch before we launch.
Lower risk raises
Expansion raises
Serious capital
Secondary liquidity market
Learn to back smarter
Content that funds faster
Community pitch events
The founder podcast
Franchise network raises
Platform co-investment arm

"Ventra started because I watched brilliant business owners get turned away by banks while ordinary people had nowhere to put their money to work. We built Ventra to fix both problems — with stronger protection, genuine community and complete transparency. Join us from the start."
£22bn
Annual SME funding gap in the UK
5.6m
SMEs in the UK
£847m
UK alternative finance market and growing
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